High Risk Merchants are businesses that have a high credit rate or a business that has a high turnover but also, an increased risk of fraud.

Merchants who run high risk businesses have a hard time finding credit card processing options. Very few online merchant account providers are willing to take the risk to support the merchants and provide them with a high risk merchant account, in case they do, the charges applied are so high that usually it is not feasible.

Which Merchants need a High Risk Merchant Account?

Adult Sites and Products
Amusement & Recreation Services
Auto Rental
Bail Bondsmen
Buying / Shopping Clubs / Wholesale Clubs
Lotteries
Cellular Phones & Beepers
Check Cashing Services
Coin Shops
Collection Agencies
Computer Stores
Credit Repair
Credit Interest Rate Reduction
Custom Products
Dating
Debt Consolidation
Detective Services
Door-to-Door Sales
Downloading of Software
Escort Services / Massage Parlors
Gun Shops
Hair Restoration Services
High Volume / High Ticket
Home / Apartment Operated Business
Horoscope / Fortune Tellers
Infomercials
Insurance Products
Investment Opportunities
Internet / Custom Jewelry Sales
Meat Provisions, Freezer, Lockers
Mortgage Services / Securities Sales
Multi-level Marketing
Outbound / Inbound Telemarketing / Phone Solicitation
Pawn Shops
Replica Products
Internet Pharmaceuticals / Vitamins
Seminars, Educational
Sports Cards
Sports Forcasting / Consulting
Telecommunications Equipment Sales
Time Share Sales
Travel / Vacations
Used Auto Sales
Water Purifiers
Weight Loss Centers


Trillion Pay provides High Risk credit card payment gateway allowing you to accept Visa / Master credit cards against very competitive rates. We processes for both low-risk and high-risk merchant accounts. We set your rates as determined by your type of business. "Low risk" businesses such as web hosting qualify for a lower rate, whereas a "High risk" business such as pharmacy merchant account have higher rates. A business is generally classified as high risk when both its chargeback potential and the likelihood that it will shut its doors and disappear over-night are considered high based on the history of that type of business.